Medicare Advantage vs. Medicare Supplement: Which Is Right for You?

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Choosing between Medicare Advantage (Part C) and a Medicare Supplement (Medigap) plan is one of the biggest decisions seniors face when turning 65.

Medicare Advantage bundles your hospital, medical, and often prescription drug coverage into a single plan offered by a private insurance carrier. These plans frequently include extras like dental, vision, hearing, and transportation benefits.

Medicare Supplement plans work alongside Original Medicare to pay the deductibles, coinsurance, and copays that Medicare leaves behind. They give you the freedom to see any doctor in the country that accepts Medicare.

In my 17 years helping families across the Rio Grande Valley, the right choice almost always comes down to your doctors, your prescriptions, and your monthly budget. Call me and we'll walk through it together — no pressure, no jargon.